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Professional credit repair since 2009

Credit Booster: Repair and Boost Your Credit

Your Credit Comeback Starts Here

We challenge inaccurate items across all 3 bureaus on your behalf. Outcomes vary by individual credit profile.

The $1 fee covers credit report access through our third-party monitoring partner. Credit Booster does not collect this fee.

No credit card neededAvg time to first dispute response: 27 daysNo long-term commitment, cancel anytimeServing clients since 2009
Join 5,500+ who have worked with us since 2009
4.3 Trustpilot

Credit Score

520

Poor

Hard Inquiries

15

Collections

3

Charge-Offs

2

Late Payments

5

5,500+

Clients

Since 2009

17+ years

All 50

States

5,500+

Clients served since 2009

39,000+

Free consultations completed

Since 2009

Over 17 years of experience

4.3

Rating on Trustpilot

What Credit Booster Does

Credit Booster is a credit repair and credit boosting service that challenges inaccurate, outdated, and unverifiable items across Experian, Equifax, and TransUnion.

How to Boost Your Credit Score With Credit Booster

  1. 1Check your report
  2. 2Get your $1 Credit Road Map
  3. 3We challenge inaccurate items
  4. 4You build positive history

No credit card needed. Cancel anytime.

Credit Repair vs Credit Boosting: What is the Difference

Credit repair means formally disputing inaccurate, outdated, or unverifiable items across the three credit reports to correct or remove them.

Credit boosting goes further by building positive tradelines, lowering utilization, and adding healthy history so your score can grow over time.

Learn more about AI credit repair, credit score simulator, 609 dispute letters, credit repair in Miami, step-by-step credit repair.

Frequently Asked Questions

What is Credit Booster?

Credit Booster is a U.S. credit repair and credit boosting service helping people improve their FICO and Vantage scores.

How does Credit Booster boost my credit score?

We start with a full review of your three credit reports, challenge inaccurate items, and help you build positive tradelines so your score can rise over time.

How much does Credit Booster cost?

You can start with a $1 Credit Road Map. Full programs are then offered at transparent monthly pricing with no long-term contract.

Does Credit Booster work for bad or challenged credit?

Yes. All credit profiles are accepted. We have helped clients with collections, charge-offs, late payments, and thin files.

Backed by Experience

Real Numbers. Real Experience.

A track record built over 17+ years of helping clients navigate the credit system.

5,500+

Clients Served

Real people we have worked with since 2009

39,000+

Free Consultations

Conversations completed with prospective clients

Since 2009

Over 17 Years

Of credit repair experience and expertise

All 50

States Covered

Nationwide credit repair services

Credit Score Tiers

What credit repair can do

Challenge inaccurate items so your score better reflects your real history

Poor300 - 579
Fair580 - 669
Good670 - 739
Excellent740 - 850

Outcomes vary by individual credit profile

Home Loans

Best rates available

Lower lifetime interest

Premium Cards

0% intro APR offers

Top rewards & perks

Auto Financing

Lower APR tiers

Save on monthly payments

Business Credit

Higher credit lines

Fuel your business

How It Works

How It Works

From your first scan to your dream approval

1

CHECK

We pull your reports from all 3 bureaus and identify every item that's hurting your score.

2

FIX

Our team disputes inaccurate, unfair, and unverifiable items on your behalf.

3

BUILD

We add positive tradelines and credit-building strategies to boost your profile.

4

GET FUNDED

With a stronger score, unlock better rates on loans, cards, and housing.

Why Americans Trust Credit Booster

Deep Score Analysis

We analyze every factor affecting your score across all 3 bureaus, not just surface-level numbers.

Total Transparency

See exactly what we're doing, when we're doing it, and what results to expect. No black box.

No Hidden Fees

Start for $1. Clear pricing, no surprise charges. Cancel anytime, no long-term commitment.

Expert Disputes

Our specialists file strategic disputes with all 3 bureaus using proven letter templates.

Fast Results

Avg time to first dispute response: 27 days. Outcomes vary by individual credit profile.

Dedicated Support

A real person answers when you call. Your dedicated specialist knows your case inside and out.

Interactive Tool

What Bad Credit Really Costs

Slide to see how your score affects a $300K mortgage

520
300450600750850

At 520 score

12.5% APR

$3,202/mo

At 760+ score

6.24% APR

$1,845/mo

You'd save

$488,366

over 30 years

Improving your score could save you $488,366 on a single mortgage.

Savings shown are hypothetical estimates based on average interest rate differences between credit score tiers. They do not represent guaranteed outcomes of Credit Booster services. Actual rates and savings depend on your credit improvement, lender terms, loan type, and market conditions.

Real People. Real Results.

Trustpilot

4.3 / 5

Based on Trustpilot reviews

3 days ago

"Alex and Tony at Credit Booster are ABSOLUTE ROCKSTARS! They were incredibly professional, super clear, and knew exactly what they were doing from day one."

Mar 30, 2026

"Exceptional service, they did a good job helping fix my credit and clear my history. Faster service than I expected."

B

Bakhtiyor Y.

New York, NY
Mar 31, 2026

"Alex and his team helped reduce a long list of negative reports to just a few, not done yet but amazing work so far. 10 stars!"

M

Micah B.

Houston, TX
Mar 31, 2026

"Fast and furious! Thanks company, especially Alex for great communication and perfect service."

N

Noelia V.

Miami, FL
Mar 25, 2026

"I was skeptical at first but Credit Booster delivered. Multiple negative items challenged in the first month. Real progress!"

J

James R.

Dallas, TX
Mar 22, 2026

"Best decision I made for my finances. The team was patient, explained everything, and got real results."

Mar 20, 2026

"These guys are legit. Disputed collections, late payments, and even a charge-off I thought would never come off. Highly recommend!"

M

Marcus T.

Atlanta, GA
Mar 18, 2026

"My mortgage broker recommended Credit Booster and I'm so glad. Got approved for my dream home after they cleaned up my report!"

S

Sofia L.

Phoenix, AZ
3 days ago

"Alex and Tony at Credit Booster are ABSOLUTE ROCKSTARS! They were incredibly professional, super clear, and knew exactly what they were doing from day one."

Mar 30, 2026

"Exceptional service, they did a good job helping fix my credit and clear my history. Faster service than I expected."

B

Bakhtiyor Y.

New York, NY
Mar 31, 2026

"Alex and his team helped reduce a long list of negative reports to just a few, not done yet but amazing work so far. 10 stars!"

M

Micah B.

Houston, TX
Mar 31, 2026

"Fast and furious! Thanks company, especially Alex for great communication and perfect service."

N

Noelia V.

Miami, FL
Mar 25, 2026

"I was skeptical at first but Credit Booster delivered. Multiple negative items challenged in the first month. Real progress!"

J

James R.

Dallas, TX
Mar 22, 2026

"Best decision I made for my finances. The team was patient, explained everything, and got real results."

Mar 20, 2026

"These guys are legit. Disputed collections, late payments, and even a charge-off I thought would never come off. Highly recommend!"

M

Marcus T.

Atlanta, GA
Mar 18, 2026

"My mortgage broker recommended Credit Booster and I'm so glad. Got approved for my dream home after they cleaned up my report!"

S

Sofia L.

Phoenix, AZ
Mar 27, 2026

"This company is reliable, does everything accurately, quickly, and does its job. Thank you for helping me. You are the best."

V

Verified Customer

Chicago, IL
Mar 27, 2026

"Very good company. Professionals in their field. I am very pleased with their work. I recommend."

V

Verified Customer

Austin, TX
Mar 15, 2026

"Alex personally called me to walk through every dispute. That's real customer service."

D

Daniel K.

Seattle, WA
Mar 12, 2026

"After being denied for a car loan, I found Credit Booster. A couple months later I drove off the lot in my new car!"

A

Ashley M.

Denver, CO
Mar 10, 2026

"Profesionales increíbles. They helped me in Spanish which made everything easier. Multiple negative items challenged across all 3 bureaus."

R

Roberto G.

San Antonio, TX
Mar 8, 2026

"The $1 scan was a no-brainer and the results spoke for themselves. I'm now financing my first rental property."

Mar 5, 2026

"I've tried other credit repair companies before. Credit Booster is the only one that actually delivered on their promises. Worth every penny."

K
Mar 3, 2026

"Great results overall. Took a little longer than expected but the team kept me informed every step of the way."

N

Nina P.

Portland, OR

Mar 27, 2026

"This company is reliable, does everything accurately, quickly, and does its job. Thank you for helping me. You are the best."

V

Verified Customer

Chicago, IL
Mar 27, 2026

"Very good company. Professionals in their field. I am very pleased with their work. I recommend."

V

Verified Customer

Austin, TX
Mar 15, 2026

"Alex personally called me to walk through every dispute. That's real customer service."

D

Daniel K.

Seattle, WA
Mar 12, 2026

"After being denied for a car loan, I found Credit Booster. A couple months later I drove off the lot in my new car!"

A

Ashley M.

Denver, CO
Mar 10, 2026

"Profesionales increíbles. They helped me in Spanish which made everything easier. Multiple negative items challenged across all 3 bureaus."

R

Roberto G.

San Antonio, TX
Mar 8, 2026

"The $1 scan was a no-brainer and the results spoke for themselves. I'm now financing my first rental property."

Mar 5, 2026

"I've tried other credit repair companies before. Credit Booster is the only one that actually delivered on their promises. Worth every penny."

K
Mar 3, 2026

"Great results overall. Took a little longer than expected but the team kept me informed every step of the way."

N

Nina P.

Portland, OR

Results shown reflect individual client experiences and are not guaranteed. Credit repair outcomes depend on your specific credit profile, the types and ages of items on your reports, and creditor responses. Your results may differ.

See all reviews on Trustpilot

Transparent Pricing.No Hidden Fees.

Choose the service that fits your credit goals.

Credit Repair

From $399/mo

No long-term commitment, cancel anytime

Professional dispute service across all 3 bureaus, billed monthly.

  • Dispute filing with all 3 bureaus
  • Creditor negotiations
  • Monthly progress reports
  • Dedicated credit specialist

Billed monthly. Cancel anytime with 30 days notice.

Most Popular

Hybrid Plan

From $2,499

Starting at $2,499, break it into up to 6 payments

Combine credit repair with credit building for the best of both worlds.

  • Full dispute service across all 3 bureaus
  • Tradeline placement included
  • Credit building strategy
  • Break it into up to 6 payments

Hybrid plan combines repair and credit building services. See your service agreement for full terms.

Credit Builder

From $2,999

Starting at $2,999, monthly payment plans available

Tradelines and credit building services tailored to your profile.

  • Authorized user tradelines
  • Mortgage preparation
  • Credit card placement
  • Financing assistance through partners

Tradeline and credit building services are separate from credit repair and have their own terms. See your service agreement for details.

VIP

Credit Builder Pro Max

From $5,999

Starting at $5,999, monthly payment plans available

Everything in Credit Builder plus premium and priority services.

  • Everything in Credit Builder
  • Priority dispute handling
  • Premium tradeline access
  • Direct funding partner introductions

Tradeline and credit building services are separate from credit repair and have their own terms. See your service agreement for details.

Our Service Commitment

  • We will file at least one round of disputes with the credit bureaus every month your account is active
  • Tradelines are guaranteed to post on at least 2 out of 3 credit bureaus. If a tradeline fails to post on 2 bureaus within 60 days, we will replace it or issue a refund for that tradeline
  • Credit building services (mortgage prep, credit card assistance, financing) are provided on a best-effort basis through our partner network

We cannot and do not guarantee specific credit score increases. Credit repair results depend on your individual credit profile and the response of creditors and credit bureaus.

Not sure which plan? Call us: (866) 662-6678

Read about your credit rights under federal law

Common Questions

Absolutely. The Fair Credit Reporting Act (FCRA) gives you the legal right to dispute any inaccurate, unfair, or unverifiable information on your credit reports. Credit Booster exercises these rights on your behalf through professional dispute strategies.

Avg time to first dispute response: 27 days. A full credit repair program typically takes 3 - 6 months depending on the number and type of items. Outcomes vary by individual credit profile.

It's a personalized credit analysis across all 3 bureaus (Equifax, Experian, TransUnion) showing exactly what's hurting your score and the fastest path to improve it. Think of it as your credit GPS.

No. Disputing inaccurate items does not negatively affect your credit score. In fact, successful removals can significantly boost your score. Our $1 scan uses a soft pull that won't impact your credit.

Our Service Commitment: • We will file at least one round of disputes with the credit bureaus every month your account is active • Tradelines are guaranteed to post on at least 2 out of 3 credit bureaus. If a tradeline fails to post on 2 bureaus within 60 days, we will replace it or issue a refund for that tradeline • Credit building services (mortgage prep, credit card assistance, financing) are provided on a best-effort basis through our partner network We cannot and do not guarantee specific credit score increases. Credit repair results depend on your individual credit profile and the response of creditors and credit bureaus.

No. We work with clients at every credit level, from the 400s to the 700s. Whether you're rebuilding from scratch or fine-tuning for a major purchase, we have a plan for you.

Yes. No long-term commitment, no cancellation fees. You can cancel our credit repair service at any time with 30 days notice. We earn your trust through consistent work, not lock-in agreements.

We combine expert dispute strategies with personalized roadmaps, credit-building tools, and dedicated 1-on-1 support. Most companies file generic disputes, we build a strategy specific to your credit profile.

Free credit monitoring services only show you your score and basic alerts. Our $1 scan includes a deep 3-bureau analysis, identifies every disputable item, provides a personalized roadmap with specific timelines, and includes a one-on-one consultation with a credit specialist who'll walk you through your options. It's a diagnostic tool, not just a dashboard.

Yes. Our Credit Builder Pro plan includes business credit building, authorized user tradelines, and a full funding readiness program. We help entrepreneurs build their personal and business credit profiles simultaneously so they can qualify for business lines of credit, SBA loans, and vendor accounts. Many clients have unlocked $50K+ in business credit lines.

Three tools, one ecosystem

Pick the path that fits where you are right now

Each product solves a different problem. Together they cover the full cycle, from protection to professional repair to self-serve.

Credit Club

24/7 monitoring, dark web alerts, identity protection.

For protection
Full service

Credit Booster

Done-for-you repair. Russian-speaking experts, disputes, tradelines, funding.

For results

Credit Booster AI

DIY with AI. Report analysis, ready-to-send letters, $9.99/mo.

For self-starters

Not sure which one? Call (866) 662-6678, we'll match you in 2 minutes.

Our AI engine is live and waiting to talk to you AI Engine

Credit Booster AI
Your private AI credit strategist.

Scans, fixes, builds, and gets you funded. 3 bureaus, FCRA disputes, 90-day plan. In seconds, no calls.

Scan Fix Build Funding Talk to AI
Launch the AI App
Try Free / Pro $20 / Max $100
Equifax
538 → 781
Draft
FCRA 611(a) dispute
Boost
Add Tradelines
Funding
Get $100K Loan

Ready to Take Control of Your Credit?

Start your journey to better credit today.

The $1 fee covers credit report access through our third-party monitoring partner. Credit Booster does not collect this fee.

No credit card neededAvg time to first dispute response: 27 daysNo long-term commitment, cancel anytimeServing clients since 2009